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And finally. Families should be encouraged to seek advice.

Funding
long-term care is a complex area and, as the OFT and others have
reported, advice and information at this difficult time is not
readily available. Even when you might think all is sorted out,
circumstances can change and so does the funding. A specialist care fees adviser such as NHFA Care Fees Advice can give expert guidance on all these issues – making the whole process for the whole family that much easier and successful.

Be prepared. Don't let care costs leave a legacy of decimated family assets. For further information and NHFA contact details go to a feature article on the Care Directions website:
http://www.caredirections.co.uk/frame_comment_60.htm

CAREDIRECTIONS,
July Up-Date continued



For more on Caredirections July up-date HERE


For More Information go to: http://www.caredirections.co.uk

BEATING INSOMNIA CAUSED BY STRESS AND DEPRESSION

Sleep disorders affect one in three adults – not surprising when one
considers the stresses and pressures of modern living. Moreover, as
we get older the ailments, aches, pains and medication needs commonly
associated with the ageing process can make good sleep even more
elusive.

The importance of a good night's sleep should not be underestimated.
For older people, in particular, interrupted sleep at night often
manifests itself in depressed mood, attention and memory problems,
excessive daytime drowsiness and, very worryingly, more night-time
falls.

A common cause for insomnia in older people is the body's diminishing
ability to produce and secrete the hormone, melatonin – which
regulates 'circadian' (sleep/wake) rhythms. In fact, by age 60 your
body is producing half the amount of melatonin it did at age 20!

Boosting reduced melatonin levels can be achieved by dietary and
supplement measures – which are described in a special article on the
Care Directions' website. A very effective natural supplement is
Serotone 5-HTP, selected for Care Directions by The Nutri Centre –
and available to Care Directions' site visitors at special order
discount.

Disturbed sleep and waking up tired every day need not be a part of
normal ageing. Find out more now, by going to:
http://www.caredirections.co.uk

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